The Catch.A permanent record of checked claims
EVENTSThe federal funds rate

Standing record · Federal Reserve · updated August 23, 2026

The federal funds rate

The Fed's benchmark rate, tracked decision by decision: what was decided, what the record shows, and what the coverage got right and wrong. This page is always current; each decision keeps its own dated story.

3.50–3.75 %current target range
255 daysheld, and counting
9–3latest vote, July 29
48th pctileof 44 years of policy
5.50 peaksix cuts, Sep 2024 → Dec 20253.75 · holding202420252026
Upper bound of the target range. Source: Federal Reserve daily history (FRED).

The decisions

  1. July 29, 2026

    The quiet hold breaks: three officials vote to raise rates

    9–3 hold; Hammack, Kashkari, and Logan each dissented in favor of a quarter-point hike, the first three-dissent split in one direction since 2016. Full story, with the coverage checked against the record.

    2 records in this event
  2. June 17, 2026

    Warsh's first unanimous vote, with half the committee penciling in a hike

    12–0 hold; the projections flipped from a cut to a hike. Full story, with the coverage checked against the record.

    2 records in this event
  3. December 11, 2025

    The last move: a quarter-point cut to 3.50–3.75

    The sixth cut of the easing run that began September 2024. The range has not moved since.